Checking

Minimum Opening DepositMinimum Balance RequirementOnline & Mobile Banking with Bill Pay*Interest EarningDebit Card with Rewards ProgramOverdraft Protection**eStatements OptionalAdditional Features / Requirements
Interest Checking$25Minimum balance of $250YesYesYesYesYes
Super Interest Checking$2,500Minimum balance of $2,500YesYesYesYesYesEarns a higher interest rate
Senior Checking (for ages 55 and over)$25NoneYesYesYesYesYesFree first box of checks (limited to specific designs)
Basic Checking (for ages 16 - 25)$25NoneYesNoYesYesYesNo ATM fees (other financial institutions' fees may still apply)
Green Account$1NoneYesYesYesYesRequired
Be The Change Checking (for area High Schoolers)$1NoneYesNoYesYesRequiredATM forgiveness, free custom debit card, requires participation in the Be The Change program

*Bill Pay is free for the first 25 transactions per statement cycle.
**Overdraft protection is a discretionary feature that may not be available immediately on new accounts and may charge additional fees.


We Salute You

For active duty and veteran military service men and women, one account with direct deposit is eligible for the We Salute You program, which offers specialized benefits for our local servicemen and women with proof of military service. Benefits include: ATM fee forgiveness for active duty military personnel (up to 4 per month), no minimum balance requirements, no service fees, free basic checks, free Cashier's Checks, a 0.10 % bump up on new CD rates, and confidential document destruction. Please ask us for more information about the We Salute You program, including how to register an existing account.


Interest Checking

The go-to checking account for those looking for a basic transaction account featuring traditional checks and/or debit card ability.

  • Minimum balance of $250
  • Interest earning account
  • Online and Mobile Banking with Bill Pay*
  • One $10 service charge per month, if the balance drops below $250
  • Debit card with rewards
  • Overdraft protection available**
  • Direct deposit
  • Automatic withdrawals

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Super Interest Checking

A great option for those looking for a checking account that earns a higher interest rate.

  • Minimum balance of $2,500
  • Earn a higher interest rate
  • Online and Mobile Banking with Bill Pay*
  • One $10 service charge per month, if the balance drops below $2,500
  • Debit card with rewards
  • Overdraft protection available**
  • Direct deposit
  • Automatic withdrawals

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Senior Checking

The ideal checking account for customers age 55 and over.

  • No minimum balance requirement
  • Interest earning account
  • Online and Mobile Banking with Bill Pay*
  • Free first box of checks (limited to specific designs)
  • Debit card with rewards
  • Overdraft protection available**
  • Direct deposit
  • Automatic withdrawals

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Basic Checking

The perfect starter account for young adults, featuring traditional checks and/or debit card ability.

  • For young adults ages 16 through 25
    If under the age of 18, a parent or guardian must be present and sign as a joint owner on the account
  • No minimum balance requirement or service charge
  • Online and Mobile Banking with Bill Pay*
  • No ATM fees (other financial institutions' fees may still apply)
  • Debit card with rewards
  • Overdraft protection available**
  • Direct deposit
  • Automatic withdrawals

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Green Account

This checkless checking account is ideal for those of all ages who want to “Go Green” and limit the amount of paper generated from physical checks and statements.

  • Checkless checking
  • No minimum balance requirement
  • Interest earning account
  • Online and Mobile Banking with Bill Pay*
  • Debit card with rewards
  • Overdraft protection available**
  • Direct deposit
  • Automatic withdrawals

Note: eStatements are required with this account. Green Accounts that do not have active eStatements are subject to a paper statement processing fee of $10.00 per month.

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Be The Change Checking Account

This special checking account is for high school aged students and offers unique features like ATM forgiveness and a free customized debit card. To be eligible for this account, you must be enrolled in an area high school as well as participate in the Be The Change program.

  • For high school aged students 
    If under the age of 16, a parent or guardian must be present and sign as a joint owner on the account
  • No minimum balance requirement or service charge
  • ATM forgiveness
  • Online and Mobile Banking with Bill Pay*
  • Free customized debit card with rewards
  • Overdraft protection available**
  • Direct deposit
  • Automatic withdrawals

Note: eStatements are required with this account.

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*Bill Pay is free for the first 25 transactions per statement cycle.
**Overdraft protection is an optional feature that may not be available immediately on new accounts and may charge additional fees.