Auto

Mechanics offers vehicle and recreational loans with competitive rates, local service and low closing fees. Whether it’s a new or used car, motorcycle, RV, ATV or jet ski – we have you covered!

Please visit any Mechanics bank office, call our loan hotline at (419) 520-3686 or email customerservice@mymechanics.com.

Auto Loan Rates (2019 - 2011) - No down payment required

0.25% rate discount with a deposit account and auto payment

Vehicle YearMaximum TermRateDiscounted Rate
With Automatic Payment
2019, 2018 & 201772 months4.24%3.99%
2016 & 201560 months4.49%4.24%
2014 & 201354 months4.75%4.50%
2012 & 201148 months4.75%4.50%

Auto Loan Rates (2010 & Older) – 10% down payment required

0.25% rate discount with a deposit account and auto payment

Maximum TermRateDiscounted Rate
With Automatic Payment
36 months5.00%4.75%

Subject to credit approval. Additional terms and conditions apply. Rates & terms are subject to change at any time without notice.