Commercial Checking
For customers with high transaction volume who are able to keep a high account balance.
Key features:
Minimum Balance
$100
Online & Mobile Banking with Bill Pay*
Debit Card with Rewards Program
Overdraft Protection†
Direct Deposit
Automatic Withdrawals
Other Features:
- Monthly service charge of $14
- A fee of 17¢ for each cleared check
- A fee of 10¢ for ACH/EFT items (e.g., debit transaction, electronic check, automatic withdrawal)
- Fees may be reduced by an earnings credit of 1.825% of average daily balance.
- Statements cycle on the last business day of the month
- Checks available in basic style
Disclosures:
* Bill Pay is free for the first 25 transactions per statement cycle.
† Overdraft protection is a discretionary feature that may not be available immediately on new accounts and may charge additional fees.
Downloads:
Small Business Checking
For customers with less transaction volume and lower account balance.
Key features:
Minimum Balance
$1,000
Online & Mobile Banking with Bill Pay*
Debit Card with Rewards Program
Overdraft Protection†
Direct Deposit
Automatic Withdrawals
Other Features:
- If balance drops below $1,000, a monthly service charge of $12 will apply
- First 25 cleared checks and ACH/EFT items (e.g., debit transaction, electronic check, automatic withdrawal) are free—items after 25 are 25¢ each
- Statements cycle on the last business day of the month
- Checks available in basic style
Disclosures:
* Bill Pay is free for the first 25 transactions per statement cycle.
† Overdraft protection is a discretionary feature that may not be available immediately on new accounts and may charge additional fees.
Downloads:
Business Money Market
Maximize earnings potential by receiving interest on your business’s residual cash.
Key features:
Minimum Opening Deposit
$1,000
Online & Mobile Banking with Bill Pay†
Interest Earning
Debit Card with Rewards Program
Overdraft Protection*
Direct Deposit
Automatic Withdrawals
Other Features:
- Interest earned daily and compounded monthly on balances over $1
- Tiered interest rate
- Unlimited deposits
- A monthly service fee of $8 will be charged during any month that the balance falls below $1,000
- Monthly statements combined with Business Checking Account statement
Disclosures:
* Overdraft protection is a discretionary feature that may not be available immediately on new accounts and may charge additional fees.
† Bill Pay is free for the first 25 transactions per statement cycle.