Let’s work together to help make your dreams come true. We know major purchases, like a car or home, can seem daunting. Our friendly experts are here to help you throughout it all, so that you can walk away with your great new purchase, and most importantly, peace of mind.


Get all the house for half the anxiety with a Mechanics Bank less-stress mortgage. Whether you’re a first time buyer or someone who’s been around the block, we’ll make it as easy as possible.

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Home Equity

We offer both Home Equity Lines of Credit and Home Equity Loans, and we want to help you determine which makes more sense for your situation.

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Auto Loans

The ride of your dreams—whether it’s a tiny sports car or a brand new minivan—is right down the road. Visit your local Mechanics Bank office for competitive rates, local service, and low closing fees.

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Deposit Secured Loans

For life’s unexpected expenses, we offer competitive interest rates on Deposit Secured Loans. They allow you to borrow against your savings, rather than draining them—no credit check required.

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Credit Cards

We offer a wide range of card options with features such as low introductory rates, generous rewards programs, and available cash advances.

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