All Mechanics Bank locations will be closed Nov. 11th in observance of Veterans Day. ATMs, 522-BANK, and Online Banking services are available 24/7.


Foreign Check Notice: Effective December 2, 2026, we will no longer accept Foreign or Canadian checks for deposit or collection as a result of The Federal Reserve discontinuing its Foreign and Canadian Check Service. If you have any questions about this change or would like to discuss, please contact our Answer Center at 419-524-0831. We apologize for the inconvenience and thank you for your continued business.

 

Green Account

Interest Checking

Super Interest Checking

Basic Checking

(for ages 16 – 25)

Be the Change Checking

(for area High Schoolers)

Senior Checking

(for ages 55+)

Minimum Opening Deposit

$1 $25 $2,500 $25 $1 $25

Minimum Balance Requirement

None $250 $2,500 None None None

Online & Mobile Banking with Bill Pay*

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Interest Earning

Debit Card with Rewards Program

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Overdraft Protection†

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Additional Features / Requirements

eStatements required One $10 service charge per month, if the balance drops below $250 Earns a higher interest rate

One $15 service charge per month, if the balance drops below $2,500
No ATM fees (other financial institutions' fees may still apply) Fee-free ATMs, free custom debit card and opportunity to participate in the Be The Change program

eStatements required
Free first box of checks (limited to specific designs)
 

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Give us a call
to open yours

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*Bill Pay is free for the first 25 transactions per statement cycle and available only to those 18 years and older.

†Overdraft protection is a discretionary feature that may not be available immediately on new accounts and may charge additional fees.