Important COVID-19 (Coronavirus) Updates:


Online Banking


Commercial Checking

For customers with high transaction volume who are able to keep a high account balance.

Small Business Checking

For customers with less transaction volume and lower account balance.

Business Money Market

Maximize earnings potential by receiving interest on your business’s residual cash.

Minimum Balance Requirement


Online & Mobile Banking with Bill Pay*

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Interest Earning

Debit Card with Rewards Program

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Overdraft Protection

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Direct Deposit

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Automatic Withdrawals

Additional Features / Requirements

A fee of 17¢ for each cleared check

A fee of 10¢ for ACH/EFT items

Earnings credit of 15¢/$100 of average daily balance used to offset service charges
First 25 cleared checks and ACH/EFT items are free—items after 25 are 25¢ eachTiered interest rate

Limit of six pre-authorized transfers per month

Monthly statements combined with Business Checking Account statement

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*Bill Pay is free for the first 25 transactions per statement cycle.

Counts as one of the six pre-authorized transfers allowed each statement cycle. Other transactions considered to be "Pre-authorized Transfers" include: POS transactions using a Debit card, ACH debits, online banking transfers out, 522-BANK transfers out, checks clearing the account (checks are limited to 3 per statement cycle).

Overdraft protection is an optional feature that may not be available immediately on new accounts and may charge additional fees.