Wednesday, June 19, 2024: We will be closed in observance of Juneteenth on 6/19/24. ATMs, 522-BANK, and Online Banking services are available 24/7.


Applications for debit cards are available at every Mechanics Bank office. Visit your nearest location to discuss how using a debit card may make purchases and ATM visits easier for you. And learn how our Debit Card Rewards Program can reward you for the things you buy every day!

  • Debit Card Tips
    • If you need to repin a Mechanics Bank debit card, you can call 1-800-992-3808.
    • If you need to close a Mechanics Bank debit card after business hours, you can call 1-800-472-3272. A new card will not be automatically issued, so if you would like a replacement card, please contact us to reorder during normal business hours.
    • Traveling out of state and plan to use your Mechanics Debit Card? Unfortunately, fraudulent debit card activity is on the rise internationally and throughout the United States. Mechanics Bank has taken steps to protect you. These practices are designed to identify certain geographic areas and types of merchants that are at high risk for fraudulent transactions and to block transactions at those locations—which may include common uses, such as gasoline and convenience store purchases. As a result, if you are traveling outside of Ohio and visit any of these high-risk locations, your debit card transactions may be blocked to prevent this type of fraud. Please contact our Answer Center at 419-524-BANK before traveling out of state to help avoid blocked debit card transactions. Here are a few other items to keep in mind:
        • It’s always best to carry more than one method of payment (e.g., debit card, prepaid gift cards, traveler’s checks, cash, credit card).
        • Please call us before you leave for your trip. We would be happy to do everything we can to help you avoid blocked debit card transactions at your destination (or anywhere you’re planning to stop along the way).
    • For security reasons, there are limitations on the dollar amounts of debit card transactions. The limit for cash withdrawals at an ATM machine with your Mechanics Bank Debit Card is $300 per day. Retail purchases where a pin number is used (including point-of-sale transactions) are limited to $1,000 per day. Signature-based transactions are limited to $1,000 per day. Please click on the chat icon or call the Answer Center at 419-524-BANK if you need to change these automatic limits.
    • We may send texts and emails to notify you of potential debit card fraud. Legitimate messages from the bank will never ask you to provide any sensitive information. You are always welcome to contact us if you have any questions about messages you have received.
  • Customized Debit Cards

    Upload your favorite picture to create your very own custom card—it’s a great way to show off your family, pet, or favorite vacation spot. Get a new personalized card to replace your existing Mechanics Bank debit card for $20. Click here to get started.

    Want more information? Try our Customized Debit Card Specifications and FAQ. Still need help? Contact our Answer Center at 419-524-BANK.

  • Shop. Sign. Earn Rewards!

    The Mechanics Bank Debit Card rewards you for purchases you make every day. Once you enroll, you’ll receive one point for every three dollars spent on signature-based transactions. Points may be redeemed for gift cards, merchandise, dining, and travel.

    Frequently Asked Questions

    How do I receive incentives?

    You receive one point for every three dollars spent on signature-based transactions. The more signature-based transactions you perform, the more points you earn.

    What is a signature-based transaction?

    A signature-based transaction is any debit card transaction where you do not use your PIN number to complete the transaction.

    How do I enroll?

    Enrolling in the Debit Card Rewards program is easy: register your card by visiting Your debit card number will be needed in order to register. Each debit card (with a different card number) will need to be enrolled to begin earning points. 

    Will I be charged any fees?

    No, there are no fees related to the Debit Card Rewards Program.

    How do I redeem points?

    You can view and redeem points at once you have registered.

    When are my point totals updated and ready to use?

    Points earned each month are available by the 5th of the following month.

    How many points do I need to earn before I can redeem them for a reward?

    It’s your choice when you want to start redeeming your points. Rewards are available with as few as 1,000 points, or save up points and earn more valuable rewards.

    When do my points expire?

    Points expire five years from their issue date.

    Start earning rewards for your everyday purchases! Just remember to sign for the transaction to earn your rewards. For more information on the Debit Card Rewards Program, email the Answer Center at or call 419-524-BANK.

    Program is subject to change without notice.

  • Debit Card App
    CardValet image

    Keep tabs on your debit card with CardValet®.

    Get instant alerts whenever your card is used.

    • Protect yourself against fraud.
    • Customize alerts for your transactions.
    • Track spending.
    Download on the App StoreGet it on Google Play