All Mechanics Bank locations will be closed Nov. 11th in observance of Veterans Day. ATMs, 522-BANK, and Online Banking services are available 24/7.


Foreign Check Notice: Effective December 2, 2026, we will no longer accept Foreign or Canadian checks for deposit or collection as a result of The Federal Reserve discontinuing its Foreign and Canadian Check Service. If you have any questions about this change or would like to discuss, please contact our Answer Center at 419-524-0831. We apologize for the inconvenience and thank you for your continued business.

New to Mechanics Bank?

Start here to open an account today!

Open an account

Already a Mechanics Bank customer?

Find a faster application in the “Open an Account” tab in Online Banking.

Sign-in to Online Banking

  • What you will need
    • Your Social Security number
    • A Driver’s License or Government Issued ID (photo upload required)
    • Source of funds: ACH from an existing bank account, Credit/Debit card, or in person
    • Mobile device with photo capabilities for identity verification*

    We’re required by law to ask your name, address, date of birth and other information to help us identify you.

    *Standard messaging and data rates may apply.

  • Online account opening FAQs

    To successfully open a Mechanics account online you must:

    • Be at least 18 years old
    • Reside in Richland County, OH or a surrounding county
    • Certify you are a U.S. Person (citizen or resident alien)