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Introduction

At Mechanics Bank, we’re driven to help (pun fully intended). That’s why we want to help you finance the car you need, whether it’s a shiny hot rod or a safe minivan. We’ll work together to discuss the best auto loan option for you. Buckle up, because you’re in for a delightful ride.

Auto Loan Rates
(2021–2013)

Key features:

No down payment required

0.25% rate discount with a deposit account and auto payment

Additional Content:

Vehicle YearMaximum TermRate/APR*Discounted Rate
With Automatic Payment
2021, 2020, & 201972 months3.25%3.00%
2018 & 201760 months4.00%3.75%
2016 & 201554 months4.50%4.25%
2014 & 201348 months4.50%4.25%

Disclosures:

Subject to credit approval. Additional terms and conditions apply. Rates & terms are subject to change at any time without notice.

*Annual Percentage Rate

Downloads:

Auto Loan Rates
(2012 & Older)

Key features:

10% down payment required

0.25% rate discount with a deposit account and auto payment

Additional Content:

Maximum TermRate/APR*Discounted Rate With Automatic Payment
36 months5.00%4.75%

Disclosures:

Subject to credit approval. Additional terms and conditions apply. Rates & terms are subject to change at any time without notice.

*Annual Percentage Rate

Downloads:

Borrow our experts’ advice.

Call or visit the most convenient banking office to discuss your financing needs.

Or email us