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Introduction

At Mechanics Bank, we’re driven to help (pun fully intended). That’s why we want to help you finance the car you need, whether it’s a shiny hot rod or a safe minivan. We’ll work together to discuss the best auto loan option for you. Buckle up, because you’re in for a delightful ride.

Auto Loan Rates
(2020–2012)

Key features:

No down payment required

0.25% rate discount with a deposit account and auto payment

Additional Content:

Vehicle YearMaximum TermRate/APR*Discounted Rate
With Automatic Payment
2020, 2019, & 201872 months4.24%3.99%
2017 & 201660 months4.49%4.24%
2015 & 201454 months4.75%4.50%
2013 & 201248 months4.75%4.50%

Disclosures:

Subject to credit approval. Additional terms and conditions apply. Rates & terms are subject to change at any time without notice.

*Annual Percentage Rate

Downloads:

Auto Loan Rates
(2011 & Older)

Key features:

10% down payment required

0.25% rate discount with a deposit account and auto payment

Additional Content:

Maximum TermRate/APR*Discounted Rate With Automatic Payment
36 months5.00%4.75%

Disclosures:

Subject to credit approval. Additional terms and conditions apply. Rates & terms are subject to change at any time without notice.

*Annual Percentage Rate

Downloads:

Borrow our experts’ advice.

Call or visit the most convenient banking office to discuss your financing needs.

Or email us