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Introduction

At Mechanics Bank, we’re driven to help (pun fully intended). That’s why we want to help you finance the car you need, whether it’s a shiny hot rod or a safe minivan. We’ll work together to discuss the best auto loan option for you. Buckle up, because you’re in for a delightful ride.

Auto Loan Rates
(2022–2014)

Key features:

No down payment required

No prepayment penalty

Additional Content:

Vehicle YearMaximum TermRate*APR**Monthly Payment per $1,000
202284 months4.25%4.550%$13.78
2021 & 202072 months4.25%4.597%$15.76
2019 & 201860 months4.50%4.913%$18.64
2017 & 201654 months4.75%5.207%$20.60
2015 & 201448 months5.00%5.512%$23.03

Disclosures:

Subject to credit approval. Additional terms and conditions apply. Rates & terms are subject to change at any time without notice.

Origination Fee: $200

*All rates are subject to an automatic transfer of monthly payments from a Mechanics Bank account. Add 0.25% to rates for payments not automatically transferred.

**Annual Percentage Rate. APR based on $20,000 loan amount.

Downloads:

Auto Loan Rates
(2013 & Older)

Key features:

10% down payment required

No prepayment penalty

Additional Content:

Maximum TermRate*APY**Monthly Payment per $1,000
36 months5.25%5.923%$30.08

 

Disclosures:

Subject to credit approval. Additional terms and conditions apply. Rates & terms are subject to change at any time without notice.

Origination Fee: $200

*All rates are subject to an automatic transfer of monthly payments from a Mechanics Bank account. Add 0.25% to rates for payments not automatically transferred.

**Annual Percentage Rate. APR based on $20,000 loan amount.

Downloads:

Borrow our experts’ advice.

Call or visit the most convenient banking office to discuss your financing needs.

Or email us