Introduction
At Mechanics Bank, we’re driven to help (pun fully intended). That’s why we want to help you finance the car you need, whether it’s a shiny hot rod or a safe minivan. We’ll work together to discuss the best auto loan option for you. Buckle up, because you’re in for a delightful ride.
Auto Loan Rates
(2021–2013)
Key features:
No down payment required
0.25% rate discount with a deposit account and auto payment
Additional Content:
| Vehicle Year | Maximum Term | Rate/APR* | Discounted Rate With Automatic Payment |
| 2021, 2020, & 2019 | 72 months | 3.25% | 3.00% |
| 2018 & 2017 | 60 months | 4.00% | 3.75% |
| 2016 & 2015 | 54 months | 4.50% | 4.25% |
| 2014 & 2013 | 48 months | 4.50% | 4.25% |
Disclosures:
Subject to credit approval. Additional terms and conditions apply. Rates & terms are subject to change at any time without notice.
*Annual Percentage Rate
Downloads:
Auto Loan Rates
(2012 & Older)
Key features:
10% down payment required
0.25% rate discount with a deposit account and auto payment
Additional Content:
| Maximum Term | Rate/APR* | Discounted Rate With Automatic Payment |
| 36 months | 5.00% | 4.75% |
Disclosures:
Subject to credit approval. Additional terms and conditions apply. Rates & terms are subject to change at any time without notice.
*Annual Percentage Rate
Downloads:
Borrow our experts’ advice.
Call or visit the most convenient banking office to discuss your financing needs.
Or email us