Online Banking


The Watch It Grow Account, designed for customers ages 15 and younger, makes banking fun. Thanks to features like birthday and deposit bonuses (in which the amount they receive is determined by the roll of a dice), they’ll be excited to visit Mechanics. And by making money matters accessible, your kids will be financially literate—a head start that’s truly invaluable.


Watch It Grow Passbook

(ages 15 and under)

A savings account designed just for our young savers ages 15 and under. The Watch It Grow Passbook features special benefits, such as dice rolls, to encourage good saving habits all while having fun.

Watch It Grow Certificate of Deposit

(ages 15 and under)

This special certificate of deposit is for our young savers ages 15 and under, and encourages saving and planning for the future. Early withdrawal penalties may be waived when presenting a valid receipt for educational expenses.

Minimum Balance Requirement


Online & Mobile Banking with Bill Pay

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Balance and Deposits Only
(age 13+)

Interest Earning

Debit Card with Rewards Program

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Overdraft Protection

Automatic Withdrawals

Additional Features / Requirements

Dice roll at account opening, on birthdays, and after 20 eligible deposits*Add-on deposits of at least $10; Withdrawal penalties waived for valid educational expenses

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*Earn a maximum of one credit per day towards a bonus roll. Deposits must be at least $1 to qualify towards a bonus roll.