All Mechanics Bank locations will be closed Nov. 11th in observance of Veterans Day. ATMs, 522-BANK, and Online Banking services are available 24/7.


Foreign Check Notice: Effective December 2, 2026, we will no longer accept Foreign or Canadian checks for deposit or collection as a result of The Federal Reserve discontinuing its Foreign and Canadian Check Service. If you have any questions about this change or would like to discuss, please contact our Answer Center at 419-524-0831. We apologize for the inconvenience and thank you for your continued business.

Introduction

Our checking account offerings are simple and straightforward. And in addition to a free box of checks, they include the expertise of Mechanics Bank’s kind, caring, and very knowledgeable staff, who are always ready to jump into questions or conversations.

 

Senior Checking

(for ages 55 and older)

A checking account plus perks.

Interest Checking

A basic transaction account featuring traditional checks and/or debit card ability.

Minimum Opening Deposit

$25 $25

Minimum Balance Requirement

None $250

Online & Mobile Banking with Bill Pay*

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Interest Earning

Debit Card with Rewards Program

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Overdraft Protection†

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Additional Features / Requirements

Free first box of checks (limited to specific designs) One $10 service charge per month, if the balance drops below $250
 

Open yours

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Open yours

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*Bill Pay is free for the first 25 transactions per statement cycle and available only to those 18 years and older.

†Overdraft protection is a discretionary feature that may not be available immediately on new accounts and may charge additional fees.

We believe the “golden years” include exclusive discounts.

Join The Good Life today.

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