Wednesday, June 19, 2024: We will be closed in observance of Juneteenth on 6/19/24. ATMs, 522-BANK, and Online Banking services are available 24/7.


You have a lot of choices ahead of you. Fortunately, Mechanics Bank makes at least one of them easy: deciding which checking account is right for you. Learn a little about our services below to find the best fit for your finances.


Be the Change Checking

(for area high schoolers)

This account allows you to participate in our Be the Change program.

Basic Checking

(for ages 16 – 25)

Begin with the basics.

Interest Checking

Enjoy a good interest rate with an attainable minimum balance.

Minimum Opening Deposit

$1 $25 $25

Minimum Balance Requirement

None None $250

Online & Mobile Banking with Bill Pay*

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Interest Earning

Debit Card with Rewards Program

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Overdraft Protection

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Additional Features / Requirements

ATM forgiveness, free custom debit card, requires participation in the Be The Change program

eStatements required
No ATM fees (other financial institutions' fees may still apply) One $10 service charge per month, if the balance drops below $250

Give us a call
to open yours

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Open yours

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Open yours

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*Bill Pay is free for the first 25 transactions per statement cycle and available only to those 18 years and older.

Overdraft protection is a discretionary feature that may not be available immediately on new accounts and may charge additional fees.

A little investment can have major returns.

Be the Change is a program for high school students that rewards service in our community.

Learn more