Wednesday, June 19, 2024: We will be closed in observance of Juneteenth on 6/19/24. ATMs, 522-BANK, and Online Banking services are available 24/7.


At Mechanics Bank, we want to help you realize your dreams. So whether that’s a home renovation, a brand new car, or an exotic vacation, we’ll show how it’s attainable, thanks to our wide-range of services. Because while we might not be your fairy godmother, we’re pretty good at making things happen.

Dream Book

A convenient, easy-to-maintain account that allows you to save for your dreams with low minimum balance requirements.

Key features:

Minimum Balance


Only $5 needed to open the account

Withdrawals can only be processed when the book is present

Other Features:

  • Deposit to the account online
  • Choose a Dream Book cover design to match your dream or customize your own
  • One $6 service charge per month, if the balance drops below $50
  • Direct deposit


Christmas Club

Perfect for anyone who wants to make saving for the holidays easy!

Key features:

No minimum deposits are required

Only $1 needed to open the account

Account balance disbursed in October by either check or direct deposit

(No withdrawals permitted)

Other Features:

  • Saving made simple!
  • Interest-bearing account


Certificate of Deposit

With a diverse selection of terms available, our certificates of deposit are a great way to save while earning a higher interest rate.

Key features:

$500 to open

$500 minimum balance

Can withdraw interest after crediting

“Peak Your Interest” CD and other CD Specials

  • Choose from one of our current CD specials, or our popular Peak Your Interest CD.
  • Contact us at 419-524-BANK for details on current CD specials.
  • Our featured “Peak Your Interest” CD allows the interest rate to be exchanged one time during the term for current published Mechanics Bank Certificate of Deposit (CD) rate for like term.

Other Features:

  • A wide variety of interest payment options available
  • Withdrawals of principal prior to maturity date may cause a penalty