In the midst of a health crisis, the last thing you need to worry about is how you’ll pay for treatment. That’s why our offerings include enrollment in a Health Savings Account, which allows you to set aside money for future healthcare expenses—and sleep better at night.

Health Savings Account

A Health Savings Account (HSA) is an account that allows you to set aside money for future medical expenses. Deposits and qualified withdrawals are generally tax exempt and balances can be carried over each year.

Key features:

For HSA-qualified, high-deductible insurance plan holders.*

(Other requirements may apply.)

Competitive tiered interest rates

$5 monthly service fee, which can be waived by:

  • Maintaining a $500 balance, or
  • Signing up for direct deposit, or
  • Authorizing an automatic transfer from a Mechanics Bank deposit account

Other Features:

  • Please contact us for current contribution limits for self-only and family coverage. If you're over age 55, be sure to ask us about an additional catch-up contribution.


* Please refer to your account disclosure for other important information.