Foreign Check Notice: Effective December 2, 2026, we will no longer accept Foreign or Canadian checks for deposit or collection as a result of The Federal Reserve discontinuing its Foreign and Canadian Check Service. If you have any questions about this change or would like to discuss, please contact our Answer Center at 419-524-0831. We apologize for the inconvenience and thank you for your continued business.


Our focus is on the local businesses and local farmers who make Richland County and our surrounding area a great place to live. When you talk to us, you can rest assured that you’re talking to local decision makers who live and work in the same community as you. Mechanics has been headquartered right here in Mansfield, OH since our start in 1886. We’re not just your bank, we’re your neighbors.

We understand that the agriculture business is a pillar of our local economy, and that keeping your farm running can require flexible solutions. We can offer a quick turnaround on unique products and terms to benefit small and medium farms.

Key features:

Offerings include:

  • Agricultural Lines of Credit (can be tied to your Mechanics Bank checking account)
  • Agricultural Real Estate Loans
  • Agricultural Equipment Loans

Disclosures:

* Subject to credit approval. Additional terms and conditions apply. Terms subject to change at any time without notice.