All Mechanics Bank locations will be closed Nov. 11th in observance of Veterans Day. ATMs, 522-BANK, and Online Banking services are available 24/7.


Foreign Check Notice: Effective December 2, 2026, we will no longer accept Foreign or Canadian checks for deposit or collection as a result of The Federal Reserve discontinuing its Foreign and Canadian Check Service. If you have any questions about this change or would like to discuss, please contact our Answer Center at 419-524-0831. We apologize for the inconvenience and thank you for your continued business.


Key features:

10% down payment required

No prepayment penalty

Additional Content:

Maximum Term Rate* APR** Monthly Payment per $1,000
36 months 6.24% 7.173% $30.53

 

Disclosures:

Subject to credit approval. Additional terms and conditions apply. Rates & terms are subject to change at any time without notice.

Origination Fee: $275

*All rates are subject to an automatic transfer of monthly payments from a Mechanics Bank account. Add 0.25% to rates for payments not automatically transferred.

**Annual Percentage Rate. APR based on $20,000 loan amount.

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