We apologize for the inconvenience. ATMs at our Madison, Trimble Road, Shelby, Free Road, and Clear Fork Offices are temporarily unavailable. ATMs at our Main, South Side, Ontario and Lexington Offices are available. Thank you for your patience. Locations

Key features:

10% down payment required

No prepayment penalty

Additional Content:

Maximum TermRate*APY**Monthly Payment per $1,000
36 months8.99%9.765%$31.80



Subject to credit approval. Additional terms and conditions apply. Rates & terms are subject to change at any time without notice.

Origination Fee: $225

*All rates are subject to an automatic transfer of monthly payments from a Mechanics Bank account. Add 0.25% to rates for payments not automatically transferred.

**Annual Percentage Rate. APR based on $20,000 loan amount.