Monday, May 29, 2023: We will be closed in observance of Memorial Day on 5/29/23. ATMs, 522-BANK, and Online Banking services are available 24/7.

Key features:

10% down payment required

No prepayment penalty

Additional Content:

Maximum TermRate*APY**Monthly Payment per $1,000
36 months7.99%8.760%$31.33



Subject to credit approval. Additional terms and conditions apply. Rates & terms are subject to change at any time without notice.

Origination Fee: $225

*All rates are subject to an automatic transfer of monthly payments from a Mechanics Bank account. Add 0.25% to rates for payments not automatically transferred.

**Annual Percentage Rate. APR based on $20,000 loan amount.