Online Banking

Key features:

No down payment required

No prepayment penalty

Additional Content:

Vehicle YearMaximum TermRate*APR**Monthly Payment per $1,000
2022, 2021, & 202072 months3.00%3.342%$15.19
2019 & 201860 months3.75%4.160%$18.30
2017 & 201654 months4.25%4.705%$20.38
2015 & 201448 months4.25%4.759%$22.69


Subject to credit approval. Additional terms and conditions apply. Rates & terms are subject to change at any time without notice.

Origination Fee: $200

*All rates are subject to an automatic transfer of monthly payments from a Mechanics Bank account. Add 0.25% to rates for payments not automatically transferred.

**Annual Percentage Rate. APR based on $20,000 loan amount.