Monday, July 4, 2022: We will be closed in observance of Independence Day on 7/4/22. ATMs, 522-BANK, and Online Banking services are available 24/7.

Key features:

No down payment required

No prepayment penalty

Additional Content:

Vehicle YearMaximum TermRate*APR**Monthly Payment per $1,000
202284 months4.25%4.550%$13.78
2021 & 202072 months4.25%4.597%$15.76
2019 & 201860 months4.50%4.913%$18.64
2017 & 201654 months4.75%5.207%$20.60
2015 & 201448 months5.00%5.512%$23.03


Subject to credit approval. Additional terms and conditions apply. Rates & terms are subject to change at any time without notice.

Origination Fee: $200

*All rates are subject to an automatic transfer of monthly payments from a Mechanics Bank account. Add 0.25% to rates for payments not automatically transferred.

**Annual Percentage Rate. APR based on $20,000 loan amount.