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Key features:

No down payment required

No prepayment penalty

Additional Content:

Vehicle Year Maximum Term Rate* APR** Monthly Payment per $1,000
2025 84 months 5.99% 6.413 $14.60
2024 & 2023 72 months 5.99% 6.477% $16.57
2022 & 2021 60 months 6.24% 6.819% $19.44
2020 & 2019 54 months 6.49% 7.130% $21.40
2018 & 2017 48 months 6.74% 7.455% $23.83

Disclosures:

* Subject to credit approval. Additional terms and conditions apply. Rates & terms are subject to change at any time without notice.

Origination Fee: $275

*All rates are subject to an automatic transfer of monthly payments from a Mechanics Bank account. Add 0.25% to rates for payments not automatically transferred.

§ **Annual Percentage Rate. APR based on $20,000 loan amount.

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