Monday, May 29, 2023: We will be closed in observance of Memorial Day on 5/29/23. ATMs, 522-BANK, and Online Banking services are available 24/7.

Key features:

No down payment required

No prepayment penalty

Additional Content:

Vehicle YearMaximum TermRate*APR**Monthly Payment per $1,000
202384 months6.99%7.340%$15.09
2022 & 202172 months6.99%7.393%$17.04
2020 & 201960 months7.24%7.717%$19.91
2018 & 201754 months7.49%8.017%$21.87
2016 & 201548 months7.74%8.329%$24.29


* Subject to credit approval. Additional terms and conditions apply. Rates & terms are subject to change at any time without notice.

Origination Fee: $225

*All rates are subject to an automatic transfer of monthly payments from a Mechanics Bank account. Add 0.25% to rates for payments not automatically transferred.

§ **Annual Percentage Rate. APR based on $20,000 loan amount.