New Online Banking is now available! For 24/7 Online Banking assistance, please call 888-528-8430. For all other questions, please call our Answer Center at 419-524-0831. Please remember to use your temporary password for your first Online Banking login (if you did not pre-register). Please visit for more details. Thank you!


Online Banking

Mechanics, the community’s only independent business mortgage lender, offers various loan structures to support your investment borrowing needs. Call or visit our Business Loan Department to talk about your project. Our Mechanics lenders are prepared to help you through the process of evaluating the various rate options, how much of a down payment is advisable, how long a term to select, and more.

And if you are considering building a new facility or expanding, Mechanics provides single-closing Business Mortgage Loans for commercial projects that are appreciated by the property owner and respected by the community’s commercial builders. Call or visit our Business Loan Department to talk about your plans.

Key features:

Business Mortgage Loan:

  • Attractive interest rates
  • Monthly payment of principal and interest
  • Terms available for up to 25 years
  • Reasonable closing costs
  • No prepayment penalty
  • No escrowing of insurance or taxes

Construction Mortgage Loan:

  • Attractive interest rates
  • Interest-only payments during prearranged construction phase
  • Reasonable construction management costs