Online Banking

Key features:

Single closing reduces costs

Either Fixed-Rate Mortgage Loan or Adjustable-Rate Mortgage Loan can be used

(see those products for details)

Interest-only payments during prearranged construction phase


The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) requires employees of federally regulated lending institutions who act as a mortgage loan originators ("MLO") to register with the Nationwide Mortgage Licensing System and Registry ("Registry"). Each Mechanics Bank MLO is registered with the Registry and has a unique identification number. If you would like to review the background of any Mechanics Bank MLO, find the MLO's unique identification number from the listing below and go to to perform a search.