Wednesday, June 19, 2024: We will be closed in observance of Juneteenth on 6/19/24. ATMs, 522-BANK, and Online Banking services are available 24/7.

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Key features:

Low closing costs

Interest rates adjust periodically according to terms

Monthly interest only payments during 10 year draw period

Monthly principal and interest payments during 10 year repayment period

Checks are available for convenient access


* Subject to credit approval. Additional terms and conditions apply. Terms subject to change at any time without notice.

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) requires employees of federally regulated lending institutions who act as a mortgage loan originators ("MLO") to register with the Nationwide Mortgage Licensing System and Registry ("Registry"). Each Mechanics Bank MLO is registered with the Registry and has a unique identification number. If you would like to review the background of any Mechanics Bank MLO, find the MLO's unique identification number from the listing below and go to to perform a search.