Key features:

Low closing costs

Fixed interest rate

Principal and interest payable monthly

Loan repayment options of up to 12 years

Disclosures:

* Subject to credit approval. Additional terms and conditions apply. Terms subject to change at any time without notice.

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) requires employees of federally regulated lending institutions who act as a mortgage loan originators ("MLO") to register with the Nationwide Mortgage Licensing System and Registry ("Registry"). Each Mechanics Bank MLO is registered with the Registry and has a unique identification number. If you would like to review the background of any Mechanics Bank MLO, find the MLO's unique identification number from the listing below and go to www.nmlsconsumeraccess.org to perform a search.

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