Introduction

It’s exciting to undertake an improvement project, but figuring out how to finance it can be less fun. Luckily, Mechanics Bank offers Home Equity Loans and Home Equity Lines of Credit that will allow you to take on any task. So even when you DIY, we’ll be there to help you along.

Come in today to get started or apply online.

Meet our team

Our knowledgeable, friendly staff will be on hand to help you through every step of the process, offering high fives along the way.

Home Equity Loans

Key features:

Low closing costs

Fixed interest rate

Principal and interest payable monthly

Loan repayment options of up to 12 years

Disclosures:

* Subject to credit approval. Additional terms and conditions apply. Terms subject to change at any time without notice.

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) requires employees of federally regulated lending institutions who act as a mortgage loan originators ("MLO") to register with the Nationwide Mortgage Licensing System and Registry ("Registry"). Each Mechanics Bank MLO is registered with the Registry and has a unique identification number. If you would like to review the background of any Mechanics Bank MLO, find the MLO's unique identification number from the listing below and go to www.nmlsconsumeraccess.org to perform a search.

Downloads:

Home Equity Lines of Credit

Key features:

Low closing costs

Interest rates adjust periodically according to terms

Monthly interest only payments during 10 year draw period

Monthly principal and interest payments during 10 year repayment period

Checks are available for convenient access

Disclosures:

* Subject to credit approval. Additional terms and conditions apply. Terms subject to change at any time without notice.

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) requires employees of federally regulated lending institutions who act as a mortgage loan originators ("MLO") to register with the Nationwide Mortgage Licensing System and Registry ("Registry"). Each Mechanics Bank MLO is registered with the Registry and has a unique identification number. If you would like to review the background of any Mechanics Bank MLO, find the MLO's unique identification number from the listing below and go to www.nmlsconsumeraccess.org to perform a search.

Downloads:

Borrow our experts’ advice.

Call, email or visit the most convenient banking office to get started.

Or apply online