Debit Cards

Debit Cards can be applied for through all of our Mechanics banking offices. Visit your most convenient Mechanics office to discuss how using a debit card may make purchases and ATM visits easier for you. Plus, Mechanics offers a Debit Card Rewards Program to reward you for the purchases you make every day!

Debit Card Tips-

  • If you need to repin a Mechanics Bank debit card, you can call 1-800-992-3808.
  • If you need to close a Mechanics Bank debit card after business hours, you can call 1-800-472-3272. A new card will not be automatically issued, so if you would like a replacement card, please contact us to reorder during normal business hours.
  • Traveling out of state and plan to use your Mechanics Debit Card? Unfortunately, fraudulent debit card activity is on the increase throughout the United States and internationally. Mechanics has put practices in place to protect you. These practices are designed to identify certain geographic areas and types of merchants that are of high risk for fraudulent transactions and block transactions at those locations - which may include common uses such as gasoline and convenience store purchases. As a result, if you are traveling outside of Ohio and visit any of these high-risk locations, your debit card transactions may be blocked to prevent this type of fraud from occurring. Please contact our Answer Center at 419-524-0831, before traveling out of state, to help avoid blocked debit card transactions. Here are a few other items to keep in mind:
    • It's always best to carry more than one method of payment (e.g., debit card, prepaid gift cards, traveler's checks, cash, credit card).
    • Please call us before you leave for your trip. We would be happy to do everything we can to help you avoid blocked debit card transactions at your destination (or anywhere you're planning to stop along the way).
    • If you need assistance with anything while you're away, please contact our Answer Center at 419-524-0831 Monday-Friday 7:30am-5:30pm and Saturday 8:30am-1:00pm.
  • For security reasons, there are limitations on the dollar amounts of debit card transactions. The limit for cash withdrawals at an ATM machine with your Mechanics Bank Debit Card is $200 per day. Retail purchases where a pin number is used (including point-of-sale transactions) are limited to $300 per day. Signature based transactions are limited to $1000 per day. Please click on the chat icon or call the Answer Center at 419-524-0831 if you need to change these automatic limits.